The government’s focus in Pradhan Mantri Jan Dhan Yojana 2.0 is to connect bank account holders with financial assets. Banks may introduce a separate scheme for Jan Dhan account holders.
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Jan Dhan Account: If you were not able to open Jan Dhan account under Pradhan Mantri Jan Dhan Yojana in the first step, now you will be able to open your Jan Dhan account soon. Due to which you will get a good opportunity without working hard at home, as the central government is going to launch the second phase of Pradhan Mantri Jan Dhan Yojana (PMJDY) soon. The government’s focus in Pradhan Mantri Jan Dhan Yojana 2.0 is to connect bank account holders with financial assets. Jan Dhan account holders (Jan Dhan account holdersBanks may come up with separate schemes for SEBI and Reserve Bank of India Discussions are still going on. After that the next decision will be taken.
Please tell that more than 47 crore people have opened bank accounts in the first phase of Pradhan Mantri Jan Dhan Yojana. Currently it has deposits of Tk 1.75 lakh crore. Now the government wants the money deposited in the Jan Dhan account to be linked to financial assets, so that it can get better returns. The government will now encourage Jan Dhan account holders to invest. For this, the government is emphasizing on giving good and safe returns.
Awareness campaign will be conducted
The government is considering launching FD, mutual fund SIP and e-gold schemes. There are two major concerns with this. The amount is small. The government will be responsible for the loss of the investors. It will be fully taken care of. For this, business correspondents, bank officials will conduct an awareness campaign, where they will tell Jan Dhan account holders about investment options.
Discussions between SEBI and RBI are ongoing
The government’s Department of Financial Services, Sebi and RBI are discussing how to link Rs 1.75 lakh crore of financial assets. How can Jan Dhan account holders get a good account at an attractive rate? It is still being considered. Only after that a decision can be taken.
English News Headlines: Government to introduce new scheme for Jan Dhan account holders.